It’s always better to be safe than sorry. While there are no federal or state laws that require you to have one, there are a number of scenarios and situations in which you would need one. That’s why it’s better to have one tucked away on your website than to not have one. After all, the FTC has been known to enforce privacy claims from all the way at the top with businesses like Facebook and Google to small mom-and-pop businesses like yours.
… and while we’re dealing with legalities here, keep in mind that this article is just general information and shouldn’t be regarded as legal advice nor as a recommendation or endorsement of any particular legal understanding.